SMART HOME DECISION: AT YOUR SERVICE
Since 2020, Smart Home Decision has been educating families in the Saint Louis area how to pay off their mortgages in an average of 6 years instead of a conventional 30 year mortgage using your own money. Learn what real estate investors do to have control of their money and funding to create a real estate wealth.
Financial Freedom is reachable, but do you have the courage to do it. Having the right mindset is crucial for this journey and our coaches will guide you through the process.
Is this sound like you?
Almost everyone chooses the standard 15 or 30 year mortgage to pay off their homes because it's the way banks has thought us to always think about the lower interest rate versus paying off your debt quickly. The problem is, it takes the next 15-30 years to actually pay them off. It's a payment method built to keep you paying off the principle in small amounts as the interest accumulates for as long as possible.
BUT THERE'S ANOTHER WAY TO PAY OFF YOUR HOME. IT'S CALLED A HOME EQUITY LINE OF CREDIT (HELOC).
A home equity line of credit (HELOC) is a different type of home loan that allows you to use 100% of your income to pay off the principal of your home much quicker. On average, in 6 years.
So why haven't you ever heard of them?
Because banks don't make as much money from them. Banks are in the business of making money, so if there is a more profitable product to sell, they will sell it.
THIS IS WHY SMART HOME DECISION STARTED!
Do not wait any longer and start the Journey
Most people are skeptical when they hear about this because, "it's not what everyone else is doing."
But, after learning more about the process, getting us to run their numbers for free, and seeing the HUGE economical benefits of utilizing a HELOC, many of our homeowners decide to move forward. Numbers do not lie. It is your money take control of it so you can be prepared for things that matter to us such as paying for your children’s college, retiring with enough money to live, and buying investment properties.